myFRSH LLC is a partner of Deposits, Inc. (“Deposits”) is providing this Agreement to you on behalf of Bank and/or Program Manager (“PM”) JuiceFin. Deposits is an agent of Bank/PM for some purposes and will be responsible for carrying out some of our responsibilities under this Agreement as our agent, including receiving notices from you, responding to any notices relating to questions or complaints concerning your Account, and carrying out other responsibilities described in this Agreement. Accordingly, where we are responsible for matters under this Agreement, those matters may be handled either by Deposits, PM, Bank or by us directly.
YOU ACKNOWLEDGE THAT BY OPENING AN ACCOUNT THROUGH THE PLATFORM WEBSITE or APP, YOU AUTHORIZE BANK TO ACCEPT ALL TERMS AND INSTRUCTIONS PROVIDED TO BANK BY PLATFORM OR DEPOSITS ON YOUR BEHALF.
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The MyFRSH Mastercard is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. This card may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Use of these cards constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.
*Important information for opening a card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify and record information that identifies each person who opens a card account. What this means for you: When you open a card account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.Approval is contingent upon passing this mandatory identification confirmation.
BY USING THIS CARD YOU AGREE WITH THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. The FRSH Prepaid Mastercard is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Mastercard International. “Metropolitan Commercial Bank” and “Metropolitan” are registered trademarks of Metropolitan Commercial Bank ©2014. Card program marketed and administered by myFRSH, LLC (FRSH) and Juice Financial.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions and their third-party program managers or service providers to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
*While there is no monthly fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Juice Prepaid Mastercard Cardholder Agreement for a list of all fees that apply.
**Your funds will be held at or transferred to Metropolitan Commercial Bank, an FDIC insured institution. While there, your funds are insured up to $250,000 by the FDIC in the event Metropolitan Commercial Bank fails if specific deposit insurance requirements are met and your card is registered. See fdic.gov/deposit/deposits/prepaid.html for details. FDIC insurance does not protect your funds in the event of myFRSH, LLC (FRSH) OR Juice Financial’s failure or from the
risk of theft or fraud.